Trees of Treasure is a high-volatility Pragmatic Play video slot with a 5 x 3 layout, 20 paylines and a three-respin Money feature with held coin values until the counter expires.
The review examines how the number of triggering Scatters changes coin ranges while the respin counter remains fixed at three.
RTP and game details
| Provider | Pragmatic Play |
| Release date | January 23, 2024 |
| RTP | 96.1% |
| Volatility | High |
| Max win | x15,000 |
| Reels | 5 x 3 |
| Paylines/Ways | 20 |
| Min/Max bet | $0.20-$240 |
| Theme | Asian Culture, Money & Luxury |
| Bonus buy | No |
How money respins begin
A 5 x 3 base screen evaluates twenty fixed paylines from left to right. The Wild substitutes for ordinary pay symbols, while three or more golden tree Scatters activate the Money Respin bonus.
The feature clears ordinary symbols and starts with three respins on a grid containing Money symbols and blanks. Each Money symbol that lands becomes fixed, and every new arrival resets the remaining respin counter to three.
Play continues until three consecutive respins add no new Money symbol or every position becomes occupied. The feature then adds the values of all held Bronze, Silver and Gold symbols and pays the resulting total once.
More triggering Scatters unlock higher Money value ranges.
The round always starts with exactly three respins available for every trigger.
What scatter counts change
- Fixed lines: Twenty paylines handle every regular left-to-right symbol win.
- Wild pay: The Wild substitutes and also has its own paytable value.
- Held coins: New Money symbols remain visible through later respins.
- Reset: Every landed Money symbol restores three available respins.
- Coin tiers: Trigger count changes Bronze, Silver and Gold ranges.
- Ante Bet: An enhanced stake increases the feature trigger probability.
Where coin values concentrate
Base-game value is limited to line wins and Wild substitution, while the principal payout concentration sits in Money Respin. Each held symbol contributes its displayed amount only when the feature closes, rather than paying as a separate arrival.
The number of Scatters that starts the bonus changes the available ranges for Bronze, Silver and Gold Money symbols. A high displayed coin value can materially affect the total, but it does not extend the round unless a new symbol also lands.
The x15,000 maximum caps the full outcome and the listed RTP is 96.1%. High volatility does not state how frequently three Scatters appear, how many positions will fill or which Money value tier will be selected during a feature.
Player fit and limitations
- Coin holding: Suits players who prefer held coins across three-respin rounds.
- Trigger tiers: Suits players comparing value ranges by Scatter count.
- No free spins: The bonus uses respins rather than rotating free rounds.
- Single payout: Held symbols pay together only when the feature ends.
A nearly filled grid can encourage chasing one final symbol.
Apply Responsible Gambling limits before another paid spin.
Similar fixed grid money respins
Each alternative holds value symbols and resets respins after new arrivals.
| Slot | RTP | Volatility | Main difference |
|---|---|---|---|
| Cash & Crab | 97.11% | Medium | Adds a character collector to a medium-volatility bonus structure. |
| Big Catch Bass Fishing | 95% | Medium-High | Uses pick upgrades alongside its held fishing values. |
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FAQ
Three or more golden tree Scatter symbols activate the feature.
More triggering Scatters provide access to higher possible Money symbol values.
Every newly landed Money symbol restores the counter to three.
Yes. A full grid ends the round and all held values are added.







