5 Lucky Clover is a 5×3, 5-payline slot from AGT Software with 96.27% RTP, medium volatility and a progressive jackpot, released in August 2022.
A compact fruit-and-clover machine built for steady, medium-risk sessions rather than sharp swings, with a jackpot sitting on top of the regular paytable.
5 Lucky Clover Slot Review — AGT Software
5 Lucky Clover is a fruit and lucky-symbol slot built by AGT Software on a compact 5×3 reel layout with 5 paylines. Released on 23 August 2022, the game pairs a classic symbol set with wilds, expanding wilds, stacked symbols, a gamble (double) feature and a progressive jackpot as its headline prize. The design favours a steady, medium-volatility pace over sharp, infrequent swings, which shapes what a player should expect from a betting session rather than any single spin.
Core Gameplay Experience
The 5×3 grid and 5 paylines keep the structure close to a traditional fruit machine rather than a modern multi-thousand-ways layout. Bets range from 0.5 to 100 per spin, which gives a wide spread for adjusting session length without changing the underlying math of the game.
Visually, 5 Lucky Clover leans on classic slot iconography: clovers, bells, lemons, oranges, plums, grapes, cherries and watermelons sit alongside card suits and sevens on a green-and-black backdrop. It reads as a straightforward update of a fruits-and-sweets style machine, and it sits within the broader Fruits & Sweets themed slots category rather than chasing a cinematic theme.
Features and Mechanics
Wilds and expanding wilds do the heavy lifting on the reels: a wild can substitute for regular symbols and expand to cover its position, which raises the odds of completing a line across the 5 paylines. Stacked symbols add to this by letting the same icon occupy multiple positions on a reel at once, increasing how often matching combinations line up. The mechanic is part of the broader family of slots with Expanding Symbols, so players familiar with that style will recognise the rhythm quickly.
Scatter symbols sit alongside the main paytable, and a gamble (double) round lets a player risk a win for a chance to double it, a standard risk-management option rather than a guaranteed upside. The progressive jackpot is the game’s distinguishing feature: it sits above the fixed paytable as an uncapped top prize that grows with play, though no payout multiplier or hit-frequency figure for it is published.
RTP, Volatility and Payout Model
AGT Software puts 5 Lucky Clover at a 96.27% return to player with a medium volatility rating, meaning the game is built to return a moderate share of wagers over the long run without the deep dry spells typical of high-volatility titles. The 96.27% figure sits in the 73rd percentile of the 4,481 slots in our catalog with a published RTP, where the median stands at 96%, so this title pays out a touch above the middle of the field rather than at either extreme. A medium volatility profile like this one is shared by 33% of the slots in our catalog (1,579 of 4,748), making it one of the more common risk profiles rather than a rare one. In practice, medium volatility means wins arrive more often than on a high-volatility machine but the ceiling on any single spin, outside the jackpot, stays modest — a profile better suited to steady play across a session than to chasing one large hit.
Similar AGT Software Slots — Comparison
| Game | RTP | Volatility | Paylines |
|---|---|---|---|
| 5 Lucky Clover | 96.27% | Medium | 5 |
| Vermeer | 97.09% | Medium | 9 |
| Valentine’s Day | 96.92% | Medium | 5 |
| Pedro PE | 96.67% | Medium | 10 |
| Lucky Hot | 96.35% | Medium | 10 |
| Lucky Slots City | 96.2% | Medium | 5 |
| 1win Double Hot | 94.9% | Medium | 5 |
Among medium-volatility slots with up to 10 paylines, 5 Lucky Clover ranks 5th of 11 by RTP, placing it in the middle of that group rather than at either edge. Readers chasing the single highest return in this set would look at Vermeer, while those who value the widest payline structure would compare Pedro PE or Lucky Hot instead; 5 Lucky Clover’s draw is its jackpot rather than its payline count or its raw RTP ranking.
Similar Slots from Other Studios
| Game | Studio | RTP | Volatility |
|---|---|---|---|
| 3 Warlords | Advant Play | 96.62% | Medium |
| 4 Fantastic Fish Gigablox | 4ThePlayer | 94% | High |
| 100 Lucky Sevens | Game Art | 96.41% | High |
| 20 Lucky Clover 6 | — | 96.57% | Low |
This spread shows that comparable slots appear across providers at very different risk levels: 20 Lucky Clover 6 pairs a low volatility rating with a smoother payout curve, while 4 Fantastic Fish Gigablox and 100 Lucky Sevens push volatility up for players willing to tolerate longer gaps between wins. 5 Lucky Clover’s medium-volatility setting sits between those two extremes.
5 Lucky Clover suits players who want a classic fruit-machine feel with steady, medium-volatility pacing and the option of a progressive jackpot on top, rather than a title built around frequent bonus rounds. It is less suited to players specifically seeking free-spin features or extreme high-volatility swings, since neither is part of this game’s feature set.
How to Play 5 Lucky Clover Online
Demo mode is the practical way to learn the pace of 5 Lucky Clover before wagering: it lets a player see how often wilds and stacked symbols land across the 5 paylines without any money at risk. AGT Software titles run at 5 casinos in our catalog, including BirdSpin, SpinLine and 22bet, though checking a given operator’s licence and terms before depositing remains worthwhile regardless of which one is chosen. The full game can also be browsed through the all slots directory or narrowed down within the Slots category, and the AGT Software slots hub lists the rest of the studio’s catalogue for players who like this format.
Conclusion
“A steady, classic-styled fruit slot where the jackpot does the heavy lifting, not the base game’s volatility.”
For a bankroll built around longer, calmer sessions rather than one big swing, 5 Lucky Clover’s 96.27% RTP and medium volatility profile deliver what the numbers promise: a moderate, predictable payout rhythm with a progressive jackpot as the only real high-ceiling outcome. Players who specifically want free-spin bonus rounds or very high-volatility mechanics will find better matches elsewhere in the comparable group above; those happy with a classic format and a jackpot chase will find this one does exactly what it states.
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5 Lucky Clover – FAQ
What is the RTP of 5 Lucky Clover?
AGT Software lists 5 Lucky Clover at a 96.27% return to player, a theoretical figure that applies over a long distance of spins, not to any single session.
Is 5 Lucky Clover high or low volatility?
The game carries a medium volatility rating, meaning wins land more often than on a high-volatility slot but with a lower ceiling outside the jackpot.
Does 5 Lucky Clover have free spins?
The published feature set covers wilds, expanding wilds, stacked symbols, scatter symbols, a gamble (double) round and a progressive jackpot; no free-spin bonus round is part of that set.
What is the maximum win on 5 Lucky Clover?
The top prize is tied to a progressive jackpot rather than a fixed multiplier, so the ceiling grows with play instead of being capped at a stated amount.
Can I try 5 Lucky Clover for free?
Yes, the game is available in demo mode, which lets players see how wilds, stacked symbols and the gamble round behave before placing real bets.
- 09.10.2026 — Verified: RTP 96.27%, medium volatility




