100 Lucky Clover is an AGT Software slot with a 5×4 grid, 100 fixed paylines, 96.49% RTP, high volatility and a progressive jackpot.
A clover-and-fruit reel set built around long dry spells and a progressive jackpot rather than frequent small wins, suited to players who accept swingy sessions.
100 Lucky Clover Slot Review — AGT Software
100 Lucky Clover is a five-reel, four-row slot from AGT Software, a studio founded in Latvia in 2019 and built on an HTML5 platform. Released on 10 March 2022, the game runs on 100 fixed paylines and combines a classic fruit-machine symbol set with a progressive jackpot, expanding wilds and a double-up gamble round, carrying a theoretical return to player of 96.49%.
Core Gameplay Experience
The 5×4 reel layout with 100 fixed paylines means every spin at the stated bet activates the full payline set, so the betting range of 0.5 to 100 per spin determines the actual stake per line rather than how many lines are in play. This fixed-line structure keeps the pace of the game steady and predictable from spin to spin, without the variable coverage some cluster or Megaways mechanics introduce.
Visually, 100 Lucky Clover leans on a traditional fruit-machine palette: grapes, cherries, pears, plums and berries sit alongside a bell, a peach and the four-leaf clover that gives the game its name, set against green and black backdrops that reinforce the luck theme running through the whole reel set. Readers who prefer this symbol family can browse further titles in the Fruits & Sweets themed slots category, where similar fruit-and-luck reel sets are grouped together.
Features and Mechanics
The jackpot is the structural centrepiece of 100 Lucky Clover: it sits on top of the base paytable as a progressive prize, meaning its value grows with play across the network rather than being a fixed multiplier of the stake. Stacked wilds and stacked symbols increase the chance of lining up matching icons across a payline in a single spin, while expanding wilds take that further by growing to cover additional positions on a reel once they land. A scatter symbol and a gamble, or double-up, round round out the feature set — the gamble lets a player risk a win on a simple double-or-nothing call rather than collecting it outright.
RTP, Volatility and Payout Model
100 Lucky Clover returns a theoretical 96.49% to players over the long run and carries a high volatility profile, which together point to a game built for occasional larger swings rather than a steady stream of small wins. A 96.49% RTP sits in the 79th percentile of the 4,481 slots in our catalog with a published RTP, against a catalog median of 96%, so this title sits above the midpoint of tracked slots but is not an outlier within that range. High volatility is the profile shared by 62% of the 4,748 slots in the catalog with recorded volatility, so the risk shape here is common rather than unusual among the covered games. In practical terms, a high-volatility payout model means the balance can run flat for extended stretches between meaningful wins, so stake size should be set with that pattern in mind rather than against an expectation of frequent returns.
Long series of spins without a win are a realistic outcome at this volatility level, so bankroll and bet sizing should be set with that pattern in mind rather than an expectation of steady returns. The demo mode is a way to feel out that rhythm before committing real money.
Similar AGT Software Slots — Comparison
| Game | RTP | Volatility | Paylines |
|---|---|---|---|
| 100 Lucky Clover | 96.49% | High | 100 |
| Pierre-Auguste Renoir | 97.99% | Low | — |
| Rembrandt Van Rijn | 97.99% | Low | — |
| 40 Lucky Clover | 96.49% | Medium | 40 |
| Jokers | 96.39% | Medium | 20 |
| 50 Happy Santa | 96.37% | Medium | 50 |
| 1win Double Hot | 94.9% | Medium | 5 |
Among the 86 AGT Software slots in the catalog with a published RTP, 100 Lucky Clover ranks 39th by that measure, placing it in the middle of the studio’s lineup rather than at either edge. Pierre-Auguste Renoir and Rembrandt Van Rijn sit above it on RTP but carry a low-volatility, steadier payout rhythm, while 40 Lucky Clover matches its RTP almost exactly but spreads it across fewer paylines at medium rather than high volatility — a reasonable step down in swing for a similar return.
Similar Jackpot Slots from Other Studios
| Game | Studio | RTP | Volatility | Max win |
|---|---|---|---|---|
| 10 Fruitata Wins | CT Interactive | 98.2% | High | — |
| 10 Lucky Sevens | GameArt | 94% | Low | x3131 |
| 100 Dream Catcher 6 | — | 96.82% | Medium | — |
| The Maiden and The Swordsman | Big Wave Gaming | 96.32% | High | — |
Of these four titles, 10 Lucky Sevens is the only one with a stated win ceiling, a fixed x3131 multiplier under low volatility — the opposite risk shape to 100 Lucky Clover’s open-ended progressive jackpot under high volatility. Readers who want a known cap on a single spin would look at 10 Lucky Sevens, while those comfortable with an uncapped but unpredictable jackpot chase stay with 100 Lucky Clover or the similarly high-volatility 10 Fruitata Wins and The Maiden and The Swordsman.
100 Lucky Clover suits players who accept long gaps between wins in exchange for jackpot upside and don’t mind a fixed-line, 5×4 structure. It is a poor match for anyone looking for frequent small payouts or a low-volatility session, where titles such as Pierre-Auguste Renoir or Rembrandt Van Rijn fit better.
How to Play 100 Lucky Clover Online
Demo mode is the practical way to learn the 5×4 grid and the timing of the expanding wild and gamble features before staking real money, since it reproduces the same reel behaviour without financial risk. The title can be tried through the general slots directory or browsed alongside other entries in the Slots category. AGT Software titles are listed at 5 casinos in the catalog, including BirdSpin, SpinLine and 22bet, and the AGT Software hub page gathers the rest of the studio’s catalogue for comparison.
Conclusion
“A clover-themed jackpot slot for players who can sit through quiet stretches while waiting for the bigger hit.”
100 Lucky Clover delivers a straightforward 100-payline fixed-grid structure with a 96.49% RTP and a high-volatility payout model, built around a progressive jackpot rather than a fixed maximum win. It fits a player with a bankroll and session length suited to swingy, infrequent payouts, and is less suited to anyone prioritising short, steady sessions with regular small returns.
Gambling is entertainment, not a way to make money or fix finances. Set deposit and time limits, take regular breaks, and use self-exclusion tools if play stops feeling like fun. Licensed operators provide these tools — using them is a sign of control, not weakness. Learn more on Responsible Gambling →
100 Lucky Clover – FAQ
What is the RTP of 100 Lucky Clover?
100 Lucky Clover has a theoretical return to player of 96.49%, a figure measured over a long run of spins rather than guaranteed on any single session.
Is 100 Lucky Clover high or low volatility?
100 Lucky Clover is a high-volatility slot, meaning wins tend to be less frequent but can be larger when they land, compared with lower-volatility titles.
Does 100 Lucky Clover have a progressive jackpot?
Yes, the game includes a progressive jackpot layered on top of the base paytable, so its value grows with play rather than staying fixed.
Can I try 100 Lucky Clover for free?
Yes, the slot is available in demo mode, which lets players test the reel mechanics and features without risking money.
What is the betting range on 100 Lucky Clover?
Stakes on 100 Lucky Clover run from a minimum of 0.5 to a maximum of 100 per spin across the game's 100 fixed paylines.
- 07.10.2026 — Verified: RTP 96.49%, high volatility




