100 Lucky Clover is a medium-high volatility slot from AGT Software with a 5-reel, 100-payline layout, 96.49% RTP, stacked wilds and a progressive jackpot, released 10 March 2022.
The game pairs a 100-fixed-payline grid with stacked wilds and expanding wild symbols, layering a progressive jackpot on top of a classic fruit-and-clover theme.
100 Lucky Clover Slot Review — AGT Software
100 Lucky Clover is a video slot from AGT Software built on a 5-reel grid with 100 fixed paylines, a configuration that runs a progressive jackpot instead of a single fixed top prize. Released on 10 March 2022, it belongs to AGT Software’s wider Lucky Clover line and carries a medium-high volatility rating, a step up from the lower-numbered entries in the same series.
Core Gameplay Experience
The grid runs 5 reels and 100 fixed paylines, which widens the number of lines that a single spin can connect across the reels.
Visually, 100 Lucky Clover keeps a classic fruit-machine palette: grapes, cherries, pears, plums and peaches sit alongside bells and four-leaf clovers against a black background. That combination places the game within the Fruits & Sweets themed slots category rather than a modern animated theme.
Features and Mechanics
Wild symbols in 100 Lucky Clover expand to cover extra positions on the reel where they land, and the game separately carries stacked wilds, so a wild can appear already stacked across several rows before expansion takes effect — the two mechanics stack on top of each other rather than replacing one another. The broader category of slots with Expanding Symbols covers this kind of mechanic across other titles as well.
Regular paying symbols can also appear stacked, which lets a single reel line up repeated fruit or clover icons across its full height and feed several of the 100 paylines from one stop rather than a single line.
Scatter symbols work independently of the payline grid, triggering regardless of position, and the gamble feature lets a completed win be risked on a separate double-or-nothing round before it is collected — a standard risk-it mechanic rather than a guaranteed multiplier.
Rather than remaining a fixed multiple of the stake, the progressive jackpot accumulates its prize pool from ongoing gameplay.
RTP, Volatility and Payout Model
100 Lucky Clover returns 96.49% to players across many spins, and AGT Software rates its volatility as medium-high. That combination points toward a payout pattern weighted to fewer, larger wins rather than a steady stream of small ones: medium-high volatility games of this kind typically carry longer stretches between paying spins, so a bankroll sized for several hundred spins at a chosen stake, rather than a handful, fits the model better. Stakes on 100 Lucky Clover run from a minimum of 0.5 to a maximum of 100.0 per spin, a wide enough range to scale the bet down while that variance plays out.
Similar Slots — Comparison
| Game | RTP | Volatility |
|---|---|---|
| 40 Lucky Clover 6 | 96.82% | Medium |
| 20 Lucky Clover 6 | 96.57% | Medium |
| 100 Lucky Clover | 96.49% | Medium-high |
| 40 Lucky Clover | 96.49% | Medium-high |
| 5 Lucky Clover | 96.27% | Medium |
| 20 Lucky Clover | 96.18% | Low-medium |
Within this AGT Software series, 40 Lucky Clover 6 posts the highest listed return at 96.82%, a small difference from 100 Lucky Clover worth about $0.33 per $100 of bets in theory. 100 Lucky Clover, 40 Lucky Clover and 20 Lucky Clover 6 all sit at the same RTP level, so there is no practical edge in return between those three. Against 5 Lucky Clover and 20 Lucky Clover the gap is small rather than equal — roughly $0.22 and $0.31 per $100 of bets in theory. Volatility is what actually separates the group day to day: 100 Lucky Clover and 40 Lucky Clover run medium-high, three siblings sit at medium, and 20 Lucky Clover is the lowest at low-medium, giving a player who wants less swing a specific lower-volatility pick within the same series rather than a reason to chase a marginally higher RTP.
100 Lucky Clover uses four rows per reel rather than the three rows common to classic fruit-machine layouts, which is part of how a single reel can carry a tall stack of matching symbols and still feed multiple of the 100 paylines from one spin.
How to Play 100 Lucky Clover Online
100 Lucky Clover can be tried in demo mode, which runs the wilds, stacked symbols, scatter symbols and gamble feature exactly as in real-money play, without staking funds — a practical way to see how the 100-payline grid behaves before betting within the 0.5 to 100.0 range it supports. The broader slots category on the site lists other demo-enabled titles for the same kind of comparison.
As of 4 November 2026, AGT Software’s library is carried by 5 casinos, including BirdSpin, SpinLine and 22bet. Checking that an operator holds a valid licence and that the demo version is listed before the game loads are the two basic steps worth taking before any real-money spin. The provider’s full range of titles is covered on the AGT Software hub.
Verdict on 100 Lucky Clover
100 Lucky Clover suits players comfortable with a medium-high volatility profile who want stacked and expanding wilds working across a full 100-payline grid, with a progressive jackpot as an occasional target rather than the main reason to play. However, it is less ideal for those operating on a strict per-spin budget near the 0.5 minimum bet.
Gambling is entertainment, not a way to make money or fix finances. Set deposit and time limits, take regular breaks, and use self-exclusion tools if play stops feeling like fun. Licensed operators provide these tools — using them is a sign of control, not weakness. Learn more on Responsible Gambling →
100 Lucky Clover – FAQ
What is the RTP of 100 Lucky Clover?
100 Lucky Clover carries a theoretical return to player of 96.49%, a figure measured over a long run of spins rather than any single session.
How volatile is 100 Lucky Clover?
AGT Software rates the game as medium-high volatility, meaning wins tend to arrive in fewer but larger amounts rather than as a frequent stream of small payouts.
Does 100 Lucky Clover have a fixed top prize?
No. The top prize is a progressive jackpot that grows with play rather than a fixed multiple of the stake, so its size is not capped at a set multiplier.
What is the betting range on 100 Lucky Clover?
Stakes run from a minimum of 0.5 to a maximum of 100.0 per spin, covering a fairly wide range of bankroll sizes.
What bonus mechanics does 100 Lucky Clover use?
The game combines expanding wilds, stacked wilds, stacked symbols, scatter symbols and a gamble feature that lets a completed win be risked on a double-or-nothing round.
- 04.11.2026 — Verified: RTP 96.49%, medium-high volatility
- 07.10.2026 — Verified: RTP 96.49%, high volatility




