Multibanco Casinos

Multibanco is Portugal’s interbank reference-payment network, used at online casinos mainly for deposits rather than withdrawals.

A euro-only, Portugal-only deposit method — plan a separate route for withdrawals.

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4.8/5
Play Fortuna
175% up to $1,000 + 200 FS
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  • 0–2 hour withdrawals
  • 11,900+ games
  • Weekly cashback up to 7%

Play Fortuna is a Curacao-licensed online casino launched in 2013, offering over 11,900 games, multi-currency support, and withdrawals processed within 0–2 hours. The platform stands out with a three-deposit welcome package up to 175%, weekly cashback up to 7%, and a points-based VIP system that increases payout limits.

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Casino or gaming site logo, 240x200 pixels
Expert Trust Level
Good

Player`s verdict
4.6/5
Monro Online Casino
50% up to €/$300 on the first deposit
  • 11,350+ games + 370+ live tables
  • Sportsbook + sports welcome bonuses
  • Mobile app + crypto payments

Monro Casino combines 11,350+ games, sportsbook bonuses, fast payments, and a mobile app inside a Curacao-licensed platform launched in 2023.

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Casino or gaming site logo, 240x200 pixels
Expert Trust Level
Good

Player`s verdict
4.6/5
Monro Casino
150% + 400 FS on first 2 deposits
  • 11,350+ games + 370+ live tables
  • Sportsbook + sports welcome bonuses
  • Mobile app + crypto payments

Monro Casino combines 11,350+ games, sportsbook bonuses, fast payments, and a mobile app inside a Curacao-licensed platform launched in 2023.

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Casino or gaming site logo, 240x200 pixels
Expert Trust Level
Good

Player`s verdict
4.6/5
Monro
225% + 400 FS on first 3 deposits
  • 11,350+ games + 370+ live tables
  • Sportsbook + sports welcome bonuses
  • Mobile app + crypto payments

Monro Casino combines 11,350+ games, sportsbook bonuses, fast payments, and a mobile app inside a Curacao-licensed platform launched in 2023.

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Expert Trust Level
Good

Player`s verdict
4.4/5
22bet
Up to €1,500 + 150 FS
  • 9,000+ casino games
  • 90+ account currencies
  • Strong sportsbook features

22Bet is a multi-product gambling platform offering over 9,000 casino games alongside a full-featured sportsbook. With support for more than 90 account currencies, hundreds of payment methods, mobile apps, and regular promotions, it appeals to both casino players and sports bettors looking for flexibility and variety.

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Expert Trust Level
Good

Player`s verdict
4/5
WazBee
250% up to €2,000 + 200 FS
  • Withdrawals average 15 minutes
  • Daily cashback of 15-40%
  • 9000+ games from 50+ providers

WazBee is a Curaçao-licensed crypto casino launched in 2024, offering 9000+ games, 15-minute average payouts and daily cashback up to 40%.

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Expert Trust Level
Average

Player`s verdict
4/5
Hercules Casino
new
300% up to €1,000 + 150 FS
  • Up to €1,000 plus 150 FS for newcomers
  • Bonus funds carry zero wagering
  • 15,000+ games sourced from 100+ providers

Hercules Casino is a 2026-launched, Anjouan-licensed site with 15,000+ games and a wager-free 300% welcome bonus up to €1,000+150 FS.

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Expert Trust Level
Good

Player`s verdict
4/5
Merlin Casino
Up to 800€+ 300 FS
  • Wager-free welcome package of up to 800€ total
  • 13,000+ games from 100+ providers
  • Payouts typically clear within 24 hours

Merlin Casino is an Anjouan-licensed multi-provider site with 13,000+ games, wager-free bonuses, and payouts typically within 24 hours.

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Expert Trust Level
Average

Player`s verdict
4/5
WinSpin Casino
new
Up to €5,000 & 200 Free Spins
WELCOME
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  • No-wagering welcome package
  • Instant cashback starts from the 1st deposit
  • 10,600+games from 60+ providers

WinSpin Casino is a 2026-launched, Anjouan-licensed casino offering no-wager bonuses, 10,000+ slots and payouts within two business days.

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Expert Trust Level
Good

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4/5
Slotsgem
360% up to €1450 + 225 FS
SCASINO77
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  • Over 7,000 games from 100+ providers
  • 4-part welcome package up to €1,450 + 225 FS
  • 47 supported currencies with low minimum deposits

Slotsgem is a 2025-launched Curaçao-licensed casino with 7,000+ games, a €1,450 welcome package, 47 currencies, and iOS/Android apps.

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Expert Trust Level
Good

Player`s verdict
4/5
HellSpin
205% up to €3,000 + 150 Free Spins
SCASINO
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  • Excellent weekly promotions lineup
  • Mobile app for Android and iOS
  • 12-level VIP rewards program

HellSpin is a Curacao-licensed online casino launched in 2022 by TechOptions Group B.V. The platform features more than 3,000 games from leading providers, supports dozens of fiat currencies, offers a dedicated mobile app, and combines a generous welcome package with weekly reloads, tournaments and a 12-level VIP Club.

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IVbet casino logo
Expert Trust Level
Good

Player`s verdict
3.6/5
Ivibet
150% up to €300 + 170 Free Spins
  • Casino and sportsbook in one place
  • Separate VIP rewards for sports
  • Extensive fiat and crypto support

Ivibet is a Curacao-licensed casino and sportsbook operated by TechOptions Group B.V. Since launching in 2020, it has grown into a multi-product platform with more than 2,000 casino games, an extensive sportsbook, over 50 payment methods, support for fiat and cryptocurrency accounts, and dedicated VIP programs for both casino players and sports bettors.

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Multibanco Casinos — Deposits, Withdrawals and Where to Use

Multibanco is Portugal's interbank reference-payment network, used at online casinos mainly to fund an account rather than to withdraw from one. Every transaction runs in EUR, and the method realistically works only for players who bank in Portugal, regardless of how many payment logos a casino cashier displays.

What Is Multibanco Payment

Multibanco (payment) has been operated since 1985 by SIBS (Sociedade Interbancária de Serviços), the Portuguese company that connects roughly 13,000 ATMs, point-of-sale terminals and online/homebanking systems under the supervision of the Banco de Portugal. The network does not hold player balances the way an e-wallet does: instead, it generates a unique entity and reference number for each payment, which the payer settles through an ATM, a Multibanco terminal or a bank's homebanking app.

Because Multibanco is built into Portugal's domestic banking infrastructure, its area served is Portugal and its currency is EUR only — there is no international or multi-currency version of the network, which is the main reason it appears at a limited number of the casinos in this catalogue.

How Multibanco Casino Deposits and Withdrawals Work

Depositing with Multibanco starts at the casino cashier: the player enters the deposit amount, and the operator's payment processor returns an entity number and a reference number. The player then pays that reference through an ATM, a Multibanco terminal in a shop, or a bank's homebanking app, authenticating with their own bank login rather than typing a card number into the casino.

Withdrawing back through Multibanco is a different story: the network is built to collect one-time reference payments, not to push money out to a player, so casinos accepting it for deposits do not list it as a payout option. Anyone funding an account with Multibanco should expect a payout to arrive through a separate channel — typically a bank transfer or a card, where the casino supports one — and the actual timing then depends on that method's own processing and on completing the casino's verification (KYC), not on Multibanco itself. Players comparing operators by their full range of payout options can check the wider casino directory alongside the list above.

Multibanco Fees, Limits and Processing Times

Multibanco itself functions as a reference-payment network rather than a card scheme with a published per-transaction fee, so any charge visible at the casino cashier is applied by the casino's own payment processor. Deposit and withdrawal limits are likewise set per casino rather than by the Multibanco network, and they can shift with a player's verification tier, so the cashier of the specific casino is the only reliable place to see the current minimum and maximum.

Good to Know

Multibanco settles in EUR only. An account opened in another currency has its Multibanco deposit converted by the casino or its payment processor, and any conversion cost comes from that party, not from the Multibanco network itself.

Multibanco Payment Security and Safety

Multibanco protects a payment by keeping it inside the player's own bank channel: paying a reference through an ATM or a homebanking app requires the bank's own PIN, card or login credentials, so the casino only ever receives confirmation that a reference was paid, never card numbers or account details. The network operates under the oversight of the Banco de Portugal, with SIBS running the infrastructure since 1985.

What to Check
  • Withdrawal support — confirm the casino's cashier lists an actual payout method before depositing through Multibanco
  • Currency — Multibanco settles in EUR only, so accounts in other currencies face conversion
  • Region — Multibanco requires a Portuguese bank account, regardless of what a casino's payment page shows
  • Verification — payout timing on any withdrawal method depends on completing the casino's KYC checks

Players who want to weigh trust and device support separately from payment coverage can browse Trusted Casinos and Mobile Casinos casinos in this catalogue before choosing where to deposit.

Common Misconceptions About Multibanco Casino Payments

  • "Multibanco can be used to withdraw" — in practice, casinos treat it as a deposit method only; payouts run through bank transfer or card instead
  • "Multibanco works from any country" — the network needs a Portuguese bank account, and its area served is Portugal
  • "The reference number is a stored balance" — it is a one-time payment code tied to a single transaction, not a wallet
  • "Multibanco itself charges a processing fee" — any fee seen at checkout usually comes from the casino's payment provider, not from SIBS

Alternatives to Multibanco for Portuguese and EU Players

For a player banking in Portugal, the closer comparisons are other Portuguese or EU bank-linked methods rather than international cards: MB WAY, the mobile extension of the Multibanco network, and SEPA bank transfer both settle in EUR through the same banking system. E-wallets such as Skrill casinos are accepted by several operators in this catalogue for both deposits and withdrawals, closing the gap that Multibanco leaves on the payout side. Players holding crypto balances alongside a Portuguese bank account sometimes deposit via Multibanco and withdraw through a Tether (USDT) casinos path where the operator supports both.

Verdict on Multibanco Casinos

"Multibanco works well for funding a euro account through a Portuguese bank you already trust, but it was never built to send money back — plan a separate payout route before you deposit."

Search-Casino Editorial Team

Multibanco suits a specific profile: a player based in Portugal, banking in euros, who wants to fund a casino account without typing card details into a cashier. It is a poor fit for anyone outside Portugal, for players who want one channel to cover both deposits and withdrawals, or for multi-currency accounts, since the network settles only in EUR and only within Portugal's domestic banking system.

Responsible Gambling (18+)

Gambling is entertainment, not a way to make money or fix finances. Set deposit and time limits, take regular breaks, and use self-exclusion tools if play stops feeling like fun. Licensed operators provide these tools — using them is a sign of control, not weakness. Learn more on Responsible Gambling →

Update history

  • Aug 22, 2026 — Added deposit-only status, EUR/Portugal-only scope, reference mechanism and Portuguese alternatives
Written by
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Reviewed by Tommy Reimers
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Founder & Editor-in-Chief @ Search-Casino. Reviews editorial standards, casino rating logic and responsible gambling coverage.
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Multibanco Casinos – FAQ

Can I withdraw money from a casino using Multibanco?

No — Multibanco is used for deposits at online casinos, and casinos in this catalogue route withdrawals through alternatives such as bank transfer or card instead, since the network was built to collect one-time reference payments rather than send funds out.

Which currency does Multibanco support?

Multibanco settles exclusively in EUR, reflecting its role as Portugal's domestic interbank network operated by SIBS since 1985; accounts held in other currencies have their Multibanco deposit converted by the casino.

Is Multibanco available to players outside Portugal?

Practically no. Multibanco's ATM and homebanking network, run by SIBS across roughly 13,000 ATMs, requires a Portuguese bank account, and its area served is limited to Portugal, so players banking elsewhere generally cannot generate a payable reference.

How do I pay a Multibanco reference number at a casino?

The casino cashier generates an entity number and a reference number for the chosen deposit amount, which the player then pays through a Multibanco ATM, a shop terminal, or a bank's homebanking app using their own bank login, without entering card details on the casino site.

Who charges fees on a Multibanco deposit?

Any fee visible at the casino cashier is applied by the casino's own payment processor; Multibanco itself operates as a reference-payment network within Portugal's banking system rather than a card scheme with its own published transaction fee.